Personal Financial Planning

You may be facing a change in your life or considering making a change. Maybe you are transitioning from single life to married life, to parenthood, from one career to another, to another country, to supporting your aging parent. While change can’t be stopped, many people choose to improve their skills in anticipating and preparing for these life changes.

The personal financial planning process at CAPITAL G allows you to see the opportunities available to you and provides you with options for responding to change. It allows you to have a direct impact on your quality of life..

Financial Planning is the process of managing your finances to meet your life's goals through a “big picture” approach.

This process must take into account both your financial life (i.e., your assets, expenses and long and short-term responsibilities) and your personal life (i.e., family responsibilities, career, health, personal growth and personal interests).

The advice you receive from your Financial Planner should be geared toward helping you live your life the best way you can.

A good financial plan should give you the confidence to achieve goals you value without undue sacrifice to your lifestyle and unnecessary investment risk. Your plan will be most effective when it helps you learn from the past; plan for the future; and take action in the present.

The Financial Planning Process:

• Meet with a financial planner to explain what is going on in your life and to determine what level of planning is recommended given your circumstances.
  
  
• Organize financial and non-financial resources and obtain preliminary feedback on issues and opportunities.
  
  
• Once initial decisions are made, alternate courses of action are developed and articulated. A written document is produced providing a guide that you may refer back to as necessary. This document also provides a base from which all progress and changes can be measured over time.
  
  
• Working with your planner, put the agreed-upon recommendations into action.
  
  
• Regularly review and adjust your strategies as needed to stay on track with your goals and life circumstances..

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